Roofing Contractor Insurance

Roofing Contractor Insurance

From shingling to tiles to hot tar and asphalt, roofing is risky work that can easily result in injuries and damaged property. ALIGNED’s contractor and commercial insurance specialists can help protect you with affordable insurance solutions designed specifically for your roofing contracting company.

How Can Roofers Contractor Insurance Protect You?

Roofing Contractor Insurance
Looking for Roofing Contractor Insurance in Canada? Contact us HERE to get an online quote now!

The following are some of the coverages generally included in a roofing contractor insurance package: 

Commercial General Liability Insurance 

CGL insurance can provide coverage for medical expenses for injuries to third parties and property damage costs. 

It can also cover legal expenses, settlements and awards for damages for lawsuits alleging:

  • Personal injuries
  • Property and other losses
  • Libel and slander
  • False advertising
  • Other lawsuits alleging injury or losses due to your roofing products or services.

Example: A package of tiles falls off the roof and injures the homeowner or falls on their car, causing major damage to it.

Pollution Liability Insurance 

Can cover your roofing contractor business for the costs of cleanup, repairs, bodily injuries to third parties, regulatory fines, legal defence costs and other costs for a sudden or gradual polluting event.

Example: An Improperly installed roof allows water to seep inside a structure leading to mold growth that can, or does, lead to illness and requires a complete gutting and rebuilding of the affected area.

Commercial Property Insurance 

Depending on whether you lease or own your workspace or work from a home office, our property insurance is customized to protect your building, roofing equipment, supplies and other business assets from perils like fires, flooding or theft. 

We can also provide coverage for lost, stolen or damaged tools in transit or on the jobsite.

Commercial Auto Insurance / Commercial Vehicle Insurance 

Necessary third party liability and physical damage coverage for vehicles used by you and/your employees.

We Provide Bonding for Roofing Contractors

To bid on public and high-profile commercial roofing contracts, and to help your roofing contracting company stand apart from the rest, you may also need to be bonded. Here are a few of the bonds we carry specific to roofing contractors: 

  • Roofer’s License Bond – required for licensing purposes; guarantees legal compliance and protects consumers.
  • Contractor License Bond – required for some contractors to get licensed, contact us to find out if you need a contractor license bond.
  • Bid Bond – used when a contractor bids on a contract; guarantees the roofing contractor’s ability to complete the contract.
  • Performance Bond – guarantees the contract owner that the contract will be completed as specified either by the original roofing contractor or a subcontractor.

For more of our bond products and more information, our Types Of Commercial Surety Bonds In Canada page.

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