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Retail Insurance Insight | You Owe A ‘Duty of Care’ To The Public

Retailers are an integral part of our economy. According to Industry Canada, “in 2011, the sector generated $457.4 billion in retail sales and represented approximately 12 percent of the Canadian workforce (Statistics Canada, 2012c).”1

As a Canadian retailer, you are the centre of a complex supply chain. From your building lease to your hiring practices to product recalls, your operations are surrounded by risk.

Did You Know?

In all provinces except Quebec, common law establishes that business owners owe a duty of care to the public. Unfortunately, accidents happen and injured people or parties may allege that:

Whether you’ve transitioned from bricks to clicks, are introducing new products and services or looking to launch your first retail outlet, there is a multitude of decisions you need to make.

This is where ALIGNED Insurance advocates can help.

From A To Z: Insuring Your Retail Operations 

Each and every day, your employees and operations face a multitude of risks. We take the time to assess your coverage needs and match these with the best possible insurance products and services.

Coverages most relevant to retail operations include:

Across Canada, our advocates can help you secure the best insurance products, services and solutions for your retail operations. 100% Canadian owned, ALIGNED is a premiere insurance brokerage that serves clients across from offices in Toronto, Calgary and Vancouver as well as a national operations centre in Cambridge, Ontario.

Source: 1 Consumer Trends Update: Canada’s Changing Retail Market, Summer 2013