SMB/SME, Office & Business Insurance

Office Insurance Insight | Even Small Business Faces Big Risk

Our economy is driven by small to medium sized enterprise (SME). According to the Government of Canada, “In 2015, the Canadian private sector employed over 11.6 million people…[and]…the majority of these employees worked for small businesses, constituting 70.5 percent of private sector employment. [In fact]…SMEs employed 90.3 percent of the private sector workforce, highlighting the important role SMEs play in employing Canadians.”

Whether you run a home office or manage multiple offices across the country, you face risks every day. From your accounts receivable to your directors to property, there are many things to consider when insuring your bricks and mortar locations.

We understand small, medium and large office risks. From assessing potential liability exposures, reviewing past losses to calculating the current value of your property, we’re here to help.

Did You Know?

Water damage to your office may be covered. The Insurance Bureau of Canada (IBC) notes, “…insurance options may be available for situations such as: Inventory that is destroyed by water gushing from a broken water pipe or water entering from openings caused by an insured peril, such as wind & Water or raw sewage that backs up through your floor drains – depending on your circumstances, you may be able to purchase sewer backup coverage.” 

How To Insure Your Office

We take the time to assess your specific office coverage needs and match these with the best possible insurance products and services.

Coverages most relevant to offices include:

Have A Question? Let us know!