Your teachers are the best at what they do, but even the best need protection. And so does your Montessori – from several potential risks. Our insurance policies are customized and bundled by commercial insurance specialists who are more than brokers, we’re advocates. We ensure your school insurance gives you exactly the coverage you need without paying any more than you need for it.
Montessori School Insurance – How Does it Protect You From Liability?
Teachers provide a vital, student-centred focus and with children, injuries can happen whether we glance away for a moment or are looking directly at them. This leaves many education centres at a high risk of liability. Protect your staff, students and their parents with liability coverage that responds should your education centre need it.
What Does Montessori School Insurance Policy Cover?
In claims involving legal liability, our insurance policies can cover:
- Medical expenses
- Lawyer’s fees and defence costs
- Out-of-court settlements
- Awards for damages
With parents and families understandably protective of children, it’s important to remember that an incident at your facility has a high probability of leading to litigation.
What Other Coverages Should You Consider for Your Montessori School?
We offer a full selection of coverages and limits to protect your Montessori including:
Commercial General Liability Insurance
- Protect your Montessori in case of lawsuits alleging personal injury, property damage, false advertising and libel or slander. As an option we can also often secure coverage for abuse liability.
Educators Professional Liability Insurance
- Coverage against claims of negligence and financial loss suffered as result of the education provided delivered by the staff and organization.
Directors & Officers (D&O) / Board Insurance
- Indemnifies board members and/or your education centre for lawsuits alleging wrongful acts by directors and officers.
Employment Practices Liability (EPL) Insurance
- Protection in case of wrongful dismissal, discrimination and other employment-related liability.
Cyber Liability & Privacy Insurance
- Coverage for notification costs, data repair and recovery and cyber liability.
Montessori Centre Insurance – Protecting You From Loss
Our education centre insurance plans can include coverage for physical and monetary losses with bespoke coverages.
- Protection for building and contents from perils such as fires, floods, windstorms, frozen pipes, vandalism and more. You may also need to add:
Business Interruption Coverage – to help manage your operating expenses in case of peril.
Extra Expense Insurance – for the costs of setting up a temporary building location following a peril.
Boiler & Machinery Insurance / Equipment Breakdown Insurance
- Can cover losses due to specific perils to your building’s heating systems, electrical panels, compressors and other machinery and equipment.
Commercial Auto Insurance / Commercial Vehicle Insurance
- Fleet and single coverage for owned vehicles and other vehicles used for education activities.
Crime Insurance / Fidelity Insurance
- Protection in case of employee theft or fraud.
At ALIGNED, Commercial Insurance Is All We Do.
When you choose ALIGNED, you get a commercial insurance specialist with the experience and desire to get your Montessori only the coverage it needs at rates it can afford. We work with Canada’s top insurance companies to ensure reliable protection when our clients need it the most. Contact an ALIGNED advocate to get a free quote on education centre insurance in minutes or get started right away by using our free online tool.
