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Glossary – U

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

U

uberrimae fidae

ultimate loss

ultimate net loss

ultra vires acts

umbrella liability policy

unaffiliated business

unallocated benefit

unallocated loss adjustment expense (ULAE)

unauthorized insurer

unbundling

unconditional settlement clause

unconscious bias

underground property damage

underinsurance

underinsured motorists (UIM) coverage

underlyers

underlying coverage

underlying interest

underlying premium

underwriter

underwriting

underwriting agency

underwriting capacity

underwriting cash flow

underwriting class

underwriting cycle

underwriting expense

underwriting guidelines

underwriting manager

underwriting member

underwriting period

underwriting profit

underwriting risk

underwriting year experience

undue hardship

unearned premium (UEP)

unearned premium reserve

unearned reinsurance premium

unfunded retention

unfunded self-insurance

Unified Carrier Registration Agreement (UCRA)

Uniformed Services Employment and Reemployment Rights Act (USERRA) of 1994

uniform resource locator (URL)

Uniform Task Based Management System (UTBMS)

unilateral contract

unilateral extended reporting period provision

unimpaired surplus

uninsured motorists (UM) coverage

unit statistical card

universal life insurance

unnamed pilot exclusion

unoccupied

unplanned retention

unrelated business

unrelated business income tax (UBIT)

unrelated risk

unreported claims

unseaworthiness

unusual expenses

upset coverage

use and occupancy insurance

U.S. Longshore and Harbor Workers' Compensation Act

usurped power

utility service interruption coverage

utilization review

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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