Financial Planner Insurance

In finance, finding someone who can plan, strategize, and manage investments on your behalf isn’t easy. That’s why certified financial planners like you are so valuable.
If you offer financial advice or services to clients, financial planner insurance is crucial. ALIGNED Insurance can help you find a personalized policy with the coverage you want and need. From professional liability and general commercial liability to cyber liability and commercial property coverage, ALIGNED is dedicated to helping financial planners across the country find the best insurance for them.

Whether you’re dealing with a company, an individual, or a family, however, money is serious business. And as a result, there are serious professional risks involved with putting together long-term financial plans on behalf of other people.
You’ve worked hard to get your degree and pursue your professional designation. Getting top-notch financial planner insurance allows you to protect everything you’ve worked hard to build.

Financial Planner Insurance
Looking for Financial Planner Insurance? Contact us HERE to get an online quote now!

Insights 101 | Financial planner insurance explained

Financial planners dedicate their lives to helping people plan for and achieve their financial goals. Whether a client is looking to save for retirement or has a short-term goal in mind, you can help them get there. However, in any line of work, there is room for error, and in financial planning, the stakes are particularly high as you’re dealing with other people’s money. That’s why financial planner insurance is so important. This type of commercial insurance can protect you from the financial risks that come with working in this industry. For example, the right financial planner insurance coverage can protect you against professional liability claims, property damage, and more. 

Financial planner insurance coverage recommendations

There are many types of insurance coverage available to financial planners. The following types may be included in your financial planner insurance policy:

  • Commercial general liability insurance: Commercial general liability coverage can protect your financial planning company against third-party bodily injury and property damage claims. It can cover the cost of injury or damages to a third party (e.g. repair bills or medical expenses), as well as the cost of a lawsuit up to the policy limit. 
  • Commercial property insurance: Commercial property insurance protects your financial planning office and any business-related contents, such as electronics or furniture, from damage. Specifically, it can protect your office from damage caused by insured perils like fire, theft, water damage, windstorms, vandalism, and more. 
  • Professional liability insurance: Professional liability insurance, also known as errors and omissions insurance or malpractice insurance, can protect your business and its employees from claims of negligence, malpractice, error, or failure to deliver a service as promised. This type of insurance can cover claims related to breach of professional duty, alleged or actual errors, and misleading financial statements. 
  • Cyber liability insurance: Cyber liability insurance is crucial for financial planning businesses that store sensitive client information online (e.g. financial or personal information). This type of coverage can cover the costs associated with electronic incidents, like cyber attacks or data breaches, such as credit monitoring, client notification, restoration fees, and more.

Get ALIGNED with personalized financial planner insurance for your business.

Still, have questions about financial planner insurance? Contact ALIGNED now. One of our knowledgeable and friendly brokers can answer any questions you may have and explain the benefits of financial planner insurance. Click Here To Get A Quote or contact one of our business insurance experts for information or with any questions you may have.

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