Commercial Office Space Insurance

If you rent or lease your office space, then having commercial office space insurance is a must. Day-to-day risks are real, even if many of your employees work from home. To protect your business from financial losses relating to slip-and-falls, theft, fires, and more, commercial office space insurance can help.

Commercial Office Space Insurance
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Frequently Asked Questions About Commercial Office Space Insurance

What is commercial office space insurance? 

Office insurance is a type of business insurance designed and priced specifically office spaces. A quality policy will protect your company from the common risks that come with running a business in a leased office space. 

Who needs commercial office space insurance? 

Any company that works in office space could benefit from purchasing a commercial office space insurance policy. For example, dental offices, law firms, and doctor’s offices, consulting firms, marketing companies etc. all need commercial office space insurance. 

How much does a commercial office space insurance cost? 

The cost of commercial office space varies depending on your unique business, as well as the level of coverage you choose, the square footage, your annual revenue etc. Factors that determine the cost of commercial office space insurance in Canada may include everything from the number of employees your company has and the services it offers to the location of your office space, the number of years your company has been in business, and its annual and projected gross revenue as all are considered factors which impact risk/exposure.

How can I get commercial office space insurance? 

Commercial office space insurance is is best purchased via a reputable insurance broker like ALIGNED Insurance. When you buy commercial office space insurance through a broker, you’ll benefit from having an experienced Advocate by your side through every step of the process. Here at ALIGNED, our brokers take the time to understand your needs, obtain and compare quotes on your behalf, and find the best commercial office space insurance for your business.

What’s protected with commercial office space insurance?

With commercial office space insurance, your protection depends on the coverage you choose. Coverage options for commercial office space insurance may include: 

  • Commercial general liability insurance: This protects your business against third-party bodily injury or property damage that occurs on the premises. 
  • Commercial property insurance: This protects your office space and its contents from insured perils like fire, theft, or flood. Commercial property insurance may also feature business interruption coverage, which reimburses you for any income lost in the event your office space suffers a covered loss. 
  • Equipment Breakdown aka Boiler & Machinery Insurance: provides coverage of physical assets like computers, servers, phone systems, HVAC etc from perils like electrical surges, lighting strikes etc.

Why Does My Business Need Office space Insurance?

Your business needs commercial office space insurance to protect it from financial losses. Without commercial office space insurance, you could be held liable if an incident occurs in your office. You would then have to pay the cost of medical expenses, property repairs, or legal fees out of pocket, which can be expensive not to mention the cost to repair or replace damaged physical assets. 

Get ALIGNED with the Best Commercial Office Space Insurance on the market. 

You can call us at +1-866-287-0448. Click Here To Get A Quote or contact one of our Commercial Office Space Insurance experts for information or with any questions you may have.

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