Church Insurance in Canada
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Place of worship def: a specially designed structure or consecrated space where individuals or a group of people, such as a congregation, come to perform acts of devotion, veneration, or religious study. These types of structures may also be referred to as a house of worship. Temples, churches, and mosques are examples of structures created for worship. A monastery, particularly for Buddhists, may serve both to house those belonging to religious orders and as a place of worship for visitors. Source: Wikipedia
Who Needs Church Insurance?
Any type of place of worship needs church insurance to ensure that they are adequately protected. Places of worship can range from traditional religions typically occupying older buildings in smaller communities, to religions that are growing in Canada and typically have large modern buildings in urban centres. Examples include, but are not limited to the following:
Church Insurance Coverage and How Do I know I have The Right Coverage?
Church insurance policy has similar coverage to that of other commercial insurance package policies such as property (building and contents), loss of income, crime and general liability coverage, but are tailored to each organization’s specific needs. However, unique to church insurance is often physical and sexual abuse coverage. This type of coverage is especially important when faith based organizations are working with vulnerable groups like children, the elderly and/or disabled.
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