Comprehensive Plumbing Insurance Solutions in Canada by ALIGNED Insurance

Find the best plumbing insurance coverage in Canada…now!

As a professional plumber, your work takes you to diverse job sites, from suburban residence to an industrial complex and a high-rise tower in the heart of a big city like Toronto or Vancouver.

Regardless of your job site, clients count on you to manage the successful installation, repair and/or maintenance of complex plumbing systems. Your commitment to excellence, combined with the protection of plumber insurance, sets you apart.

In your day-to-day role, you are expected to:

  • “Haul supplies, measure, cut, shape, assemble and join various materials (e.g. pipes, fittings, fixtures) with various tools, servicing the water supply, waste disposal, and heating systems.
  • Use, clean and maintain various equipment.
  • Read, prepare or interpret blueprints and drawings.
  • Conform with building codes and other regulations.
  • Prepare cost estimates and documentation for clients.
  • Supervise apprentices or other workers.”1

At ALIGNED Insurance, we understand the unique challenges plumbers face in Canada. That’s why we partner with over 70 of Canada’s leading insurance companies to offer plumbing insurance coverage that’s perfectly tailored to your business needs.

Plumbing Insurance Coverage in Canada

At ALIGNED Insurance, we provide robust Plumbers Liability Insurance to protect your business from legal and financial consequences. Our coverage ensures you are prepared for any unforeseen circumstances. As a 100% Canadian-owned brokerage, we specialize in providing plumbers insurance in Canada that is designed to meet the unique requirements of Canadian plumbers. Our coverage is compliant with Canadian regulations, ensuring that you have the specific protection you need for your plumbing business.

What are common risks that plumbers in Canada face on the job?

Every day, plumbing contractors are exposed to risk. According to the Canadian Centre for Occupational Health and Safety, many of the risks that plumbers in Canada face relate to the fact they work in a wide variety of settings. As such, plumbers need to be aware of potential health and safety issues, some of which may include:

  • “Exposure to hazardous substances such as lead, sulphur dioxide, asbestos, silica, mould, adhesives, solvents, solder, dust, and other hazardous products.
  • Proximity to flammable products.
  • Exposure to biohazards, including raw sewage, when working on sewage pipes or septic tank outlets, when laying new pipe in soil or flood clean-up.
  • Potential infection from bird or rodent droppings.
  • Working in awkward positions or performing awkward manual tasks increases the risk of musculoskeletal injuries.
  • Lifting heavy or awkward objects.
  • Exposure to electricity, extreme temperatures, or noise.
  • Working in confined spaces.
  • Working at heights (e.g., on platforms/scaffolding or ladders).
  • Risk of eye injury from flying particles.
  • Slips, trips and falls, especially when working in wet environments.
  • Burns from hot equipment parts, steam lines, and the release of hot water or steam.
  • Working with various tools (both hand tools and powered tools).
  • Stress.
  • Shift work or extended workdays.
  • Working alone.”2

Being aware of these risks is crucial for managing your business effectively. Furthermore, proactively mitigating these risks and maintaining adequate plumbing business insurance coverage is essential to ensure your business remains prepared for any unforeseen challenges.

What can you do to manage risk as a plumber?

The Canadian Centre for Occupational Health and Safety also provides some helpful risk avoidance tips for plumbers in Canada. Here are a few work practices that Canadian plumbers can use for personal protection, material handling, and maintenance activities during business operations. Follow these safety tips to manage risks effectively as a plumber:

  • “Use fall protection and other precautions when working at heights.
  • Use eye protection when cutting or grinding to avoid eye injuries from flying particles.
  • Use appropriate personal protective equipment for the task (e.g. hard hats, eye protection, face protection).
  • Wear appropriate footwear (sturdy shoe with a protective toe box and a non-slip sole)
  • If working on hot pipes, use heat-insulating gloves and eye/face shields and make sure to drain pipes before you open them.
  • To avoid electric shock, only use power tools that are safe for a wet environment and that have a ground fault circuit interrupter (GFCI). Be cautious when working on metal pipes – if you feel tingling when touching a metal pipe, stop work immediately.
  • Install and maintain good ventilation.
  • Avoid awkward body positions and repetitive manual tasks or take frequent breaks. Try to rotate your tasks and take a quick break every 30 minutes.
  • Learn safe lifting techniques.
  • Keep tools and equipment and their safety features in good working order.
  • Keep cutting equipment sharp so they will work properly.
  • Cutaway from your face and body to avoid cuts and punctures.
  • Keep work areas clear of clutter and equipment. Place, stack, or store materials and equipment so they will not cause bodily injury to yourself or other workers.
  • Follow good housekeeping procedures – clean up spills quickly; empty waste containers often; discard oily rags and other flammable waste materials safely.”3

Why Choose ALIGNED Plumbing Insurance?

Choose ALIGNED Plumbing Insurance for comprehensive coverage and industry-specific expertise, ensuring your business is protected while we guide you in effective risk management. Know the benefits of choosing ALIGNED Insurance,

  • Comprehensive Coverage: Our plumbing business insurance policies provide comprehensive coverage against a wide range of risks, ensuring you are protected in various work settings.
  • Industry Expertise: When you choose ALIGNED, you gain access to insurance experts who understand the plumbing industry’s intricacies. We provide plumbing insurance guidance and solutions that are tailored to your specific needs.
  • Risk Mitigation: We offer valuable risk avoidance tips to help you manage risks effectively. From fall protection to personal protective equipment, we equip you with the knowledge to stay safe on the job.

Get ALIGNED for the Best Plumbing Insurance in Canada

We know that your plumbing business requires insurance that matches your unique needs. Our partnership with over 70 of Canada’s top insurance companies enables us to offer the best commercial plumbing insurance coverage options in Canada. Avoid exposures and manage risk proactively with ALIGNED Insurance.

If you’re ready to secure the best insurance coverage for your plumbing company in Canada, reach out to us for a quote today. We are dedicated to helping your business thrive and stay protected in every situation. Trust ALIGNED Insurance to get you the plumbing business insurance coverage you need.

If you want a dedicated commercial insurance broker, now’s the time to get aligned. Request a quote for plumbing insurance today!

In addition to plumber’s insurance, we offer various financial protection insurance services, including commercial property insurance, professional liability insurance, commercial auto insurance, equipment breakdown insurance, and much more.

Source(s): 1,2,3Canadian Centre for Occupational Health And Safety: Plumber

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