Finding the best insurance for plumbers in Canada…now!
The perfect fit. Plumbers in Canada know that this is what their clients expect from them. As a professional plumber, you may find yourself working in a suburban residence, an industrial complex or a high-rise tower in the heart of a big city like Toronto or Vancouver.
Regardless of the location where you work, clients count on you to manage the successful installation, repair and/or maintenance of complex plumbing systems. In your day-to-day role, you are expected to:
- “Haul supplies, measure, cut, shape, assemble and join various materials (e.g. pipes, fittings, fixtures) with various tools, servicing the water supply, waste disposal, and heating systems.
- Use, clean and maintain various equipment.
- Read, prepare or interpret blueprints and drawings.
- Conform with building codes and other regulations.
- Prepare cost estimates and documentation for clients.
- Supervise apprentices or other workers.”1
As experts in the commercial insurance marketplace, we work with Canada’s top insurance companies to bring better coverage solutions and options to our clients. Together with Aviva Canada, we are proud to offer a quick and simple insurance solution – Aviva OnpointTM– that’s specifically designed to meet the needs of Canadian plumbers.
If you want to secure the very best liability insurance for plumbers in Canada, you’ve landed on the right page.
What are common risks that plumbers in Canada face on the job?
Every day, you are exposed to risk. According to the Canadian Centre for Occupational Health and Safety, many of the risks that plumbers in Canada face relate to the fact they work in a wide variety of settings. As such, plumbers need to be aware of potential health and safety issues, some of which may include:
- “Exposure to hazardous substances such as lead, sulphur dioxide, asbestos, silica, mould, adhesives, solvents, solder, dust, and other hazardous products.
- Proximity to flammable products.
- Exposure to biohazards including raw sewage when working on sewage pipes or septic tank outlets, when laying new pipe in soil or flood clean-up.
- Potential infection from bird or rodent droppings.
- Working in awkward positions or performing awkward manual tasks increases the risk of musculoskeletal injuries.
- Lifting heavy or awkward objects.
- Exposure to electricity, extreme temperatures, or noise.
- Working in confined spaces.
- Working at heights (e.g., on platforms/scaffolding or ladders).
- Risk of eye injury from flying particles.
- Slips, trips and falls, especially when working in wet environments.
- Burns from hot equipment parts, steam lines, and the release of hot water or steam.
- Working with various tools (both hand tools and powered tools).
- Shift work or extended workdays.
- Working alone.”2
Being aware of and managing common on-the-job health and safety risks is important. What’s also important is having the best insurance possible for your plumbing business.
Get your coverage ALIGNED | Get the best plumbers insurance in Canada
We know that you need small business insurance that’s perfectly fit to respond to the specific needs of your plumbing business.
Across Canada, we are proud to offer plumbers the best insurance coverage options thanks to our partnership with Aviva Canada.
We can quote the best insurance for plumbers in Canada.
Avoid Exposures. What you can do to manage risk as a plumber
The Canadian Centre for Occupational Health and Safety also provides some helpful risk avoidance tips for plumbers in Canada. Here are a few work practices that Canadian plumbers can use for personal protection, material handling as well as maintenance activities:
- “Use fall protection and other precautions when working at heights.
- Use eye protection when cutting or grinding to avoid eye injuries from flying particles.
- Use appropriate personal protective equipment for the task (e.g. hard hats, eye protection, face protection).
- Wear appropriate footwear (sturdy shoe with a protective toe box and a non-slip sole)
- If working on hot pipes, use heat-insulating gloves and eye/face shields and make sure to drain pipes before you open them.
- To avoid electric shock, only use power tools that are safe for a wet environment and that have a ground fault circuit interrupter (GFCI). Be cautious when working on metal pipes – if you feel tingling when touching a metal pipe, stop work immediately.
- Install and maintain good ventilation.
- Avoid awkward body positions and repetitive manual tasks or take frequent breaks. Try to rotate your tasks and take a quick break every 30 minutes.
- Learn safe lifting techniques.
- Keep tools and equipment, and their safety features, in good working order.
- Keep cutting equipment sharp so they will work properly. Cutaway from your face and body to avoid cuts and punctures.
- Keep work areas clear of clutter and equipment. Place, stack, or store materials and equipment so they will not cause injury to yourself or other workers.
- Follow good housekeeping procedures – clean up spills quickly; empty waste containers often; discard oily rags and other flammable waste materials safely.”3
Business matters | The value of insurance brokers who are commercial insurance specialists
Across Canada, ALIGNED team members exclusively focus on sourcing the very best commercial insurance options for our clients.
Because we strive to deliver more than just insurance, we regularly add new content to our website about the most popular commercial insurance coverages in Canada. Our insurance insights are relevant for any sized business, be it a small to medium-sized organization or a major corporation.
We know Canadian business | Trust us to get the best plumbers insurance in Canada aligned.
If you want a dedicated commercial insurance broker, now’s the time to get aligned.
Source(s): 1,2,3Canadian Centre for Occupational Health And Safety: Plumber