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ALIGNED Insurance Brokers of Canada - e-news 41 ALIGNED Insurance
The Big 4-oh

ALIGNMENT Matters | insurance insights & news

I just celebrated my 40th birthday!

Andrew Clark ALIGNED Insurance

To say this was no big deal for me personally and professionally would be a lie. In the lead up to it, I couldn’t help but reflect on all the effort, work, time, sacrifices and milestones that led up to “the big day”. That’s because I spent my 20’s and 30’s doing everything I could to gain knowledge, education, professional designations, work experience, etc. to build my career and ultimately ALIGNED Insurance

As I repeatedly reassured my wife, a midlife crisis didn’t drive this period of reflection, rather gratitude and appreciation did. My entire life, I’ve been incredibly fortunate to be surrounded by kind, loving and supportive friends, family, colleagues and clients. 

Now that this milestone and period of reflection has passed, I can’t help but feel refreshed, renewed and excited for the next 40 years as I sincerely feel like I’m just getting started!!!

With all that lies ahead, my goal each day is to bring the lessons I’ve learned, a consistent sense of gratitude and the constant feeling that “we are all in this together” to everything I do personally and professionally. 

If you’re reading this and it resonates with you, I’d love to hear from you. Growing older is an incredible experience and I definitely know I still have lots to learn! 

In conclusion…

Also, as always, if you don’t feel like your current broker or brokerage subscribes to a “we are all in this together” philosophy and/or if you’re concerned about any aspect of your coverage, please reach out to any of us. We’d be happy to share more about how we do business, useful and insightful information from some of our more than 1,000 blog posts and specific products that can help your business be more safe, stable and secure!

Lastly, thanks to your visits to our homepage, product pages, blog posts, etc., we keep gaining even more momentum in the marketplace.  Every click is appreciated as are your candid Google Reviews!

You’re an important part of our ongoing journey and thanks for your continued support and interest in ALIGNED Insurance!


Andrew Clark, MBA, CAIB, RF, FCIP, RPLU
President & CEO, ALIGNED Insurance
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p.s. Be sure to check out our breaking insurance insights on FacebookTwitterLinkedIn + YouTube

p.p.s. ALIGNMENT always Matters! Curious about an insurance or risk management topic? Please get in touch. Leave us a Live Chat message on our homepage, send me an email or contact any of us.

[e-news] ALIGNMENT Matters | issue 41 | e-news you can use!

Here’s a few of our most recent insights:

1. 3 real ways to decrease business insurance costs.
2. We need you! We’re hiring now. Help us help people.

3. FAQ’s about Canadian directors insurance.
4. Ontario small business? What to know about commercial insurance. 
5. Coverage 101: building construction insurance.
6. Start your fast & free online quote. 
7. Buy 100% ONLINE insurance products.

[e-news] ALIGNMENT Matters | issue 41 | in depth…

Reduce Business Insurance Costs

Yes. It is possible to decrease the cost of business insurance. Here’s 3 proven ways

Making money costs money. Running a business isn’t easy. Lots of costs can impact how much it costs to run your business.

Canadian business owners have lots to deal with when it comes to managing costs. All of these pressures combined with normal competition create a challenging environment and one in which business owners need to focus on costs and cost reductions. And with the average business insurance cost Canada on your mind, it’s good to know there are ways to manage costs.

INSIGHT #1 | You can increase your deductibles

One of the most common ways to decrease commercial insurance costs is to increase deductibles or self insured retentions

The higher the deductible or self insured retention, the less likely the insurance company will have to pay a claim and/or the less of a claim they will have to pay. Here are two more proven ways you can decrease your business insurance costs across Canada.

Start saving by asking questions.

Need specifics about any of our commercial insurance products?
Call us toll-free now at 1-866-287-0448

ALIGNED Insurance is Hiring

Think you’ve got what takes to become an ALIGNED Advocate?

We are actively looking for growth focused, entrepreneurial minded people who are interested in being part of a winning culture and rapidly growing team.

Let’s talk about you becoming one of our advocates if you:

  • Have retired or left the industry and want to get back into insurance
  • Want to train as an insurance producer as the next step in your career
  • Are a sales professional tired of competing on just price and exploring becoming an insurance producer
  • Are a producer who wants to learn about an organization with a distinctive value proposition that will help you win more!

Whatever stage you are at in your insurance career, if you’re interested in ALIGNED, we’d love to hear from you! Keen to start a conversation? Submit your resume to today.

Insurance insights | FAQs about non-profit directors coverage

Directors Insurance FAQs

Quality coverage matters. Board members want to know that the organization they volunteer with has D&O insurance. “What kind of directors coverage do you have in place?” is a question you may be hearing. This is where we can help.

DYK? Non-profits are seeing an influx of generation X board members.

We work with Canada’s top insurance companies. More than 65 companies across the country. One company we work with is Frank Cowan Company, an Intact company. Frank Cowan delivers “speciality insurance for municipal and related organizations including health, education and social and community services.”

Here’s some frequently asked questions about directors insurance

The above 3-page PDF features directors insurance FAQs and was created by Frank Cowan. Read some FAQ’s about Directors Insurance Liability.

Whether you are looking to attract or retain board members, it’s important to provide the best directors insurance. 

Small Business Insurance Ontario

Need small business insurance Ontario? We’re here to help.

Price increases are everywhere. Whether it’s bread, housing, shipping or operating costs, it now costs more to run an Ontario small business. 

This is why value is one of the most important things you need when you’re searching for small business insurance Ontario options.

Here at ALIGNED, we take pride in delivering small business insurance value to our clients across Ontario and Canada. In fact, we’re among the top brokers for small business insurance Ontario.

In their own words. Real Ontario small business insurance owners.

Why choose us? That’s the question we asked partners Sean Duffy and Brian Clare of Blueprint Accounting. Learn what they have to say about why ALIGNED Insurance brokers of Canada is their first call.

Building Construction Insurance Explained

Coverage 101 – building construction insurance explained

Job site risks are everywhere. Lots can happen from the moment you dig for a foundation to the day you hand over keys to a newly build commercial property. This is why getting custom fit building construction insurance is so important. 

Here’s what it is. And how it works.

Building construction insurance is a type of property insurance. This coverage is specifically designed to cover property during the course of construction, including renovation and repair. It is typically is purchased by property owners or contractors.

INSIGHT: Failure to disclose? Voiding or excluding coverage can happen.

Be on the outlook. When you purchase construction insurance, don’t overlook the policy period.

Need specifics about any of our commercial insurance products?
Call us toll-free now at 1-866-287-0448
Top Canadian Insurance Companies

Online commercial insurance products

ALIGNED is a leading Canadian commercial insurance brokerage that works with over 65+ top Canadian insurance companies. You can click here to get a traditional insurance quote from one of our expert commercial insurance brokers. However, we have also pre-negotiated and offer a number of fully online commercial insurance products

Thanks for reading ALIGNMENT Matters Issue 41! Find out more about our story and connect with one of our Canadian business insurance brokers today at 1-866-287-0448! Our experienced commercial insurance brokers are here to help you to determine the types of coverage you need most.

© 2020 ALIGNED Insurance. All rights reserved. ALIGNMENT Matters issue 41 is a publication of ALIGNED Insurance Brokers.

It’s time to get insurance value and choice aligned. Want Canadian business insurance that aligns with your bottom line? We can help. 365. Call us toll-free at 1-866-287-0448 or click to Get a Quote!

We’re ALIGNED across Canada. The ALIGNED Insurance National Operations Centre in Cambridge, Ontario supports our Toronto, Calgary and Vancouver offices. Our industry peers consistently recognize us as one of Canada’s best insurance teams. 100% Canadian-owned, we are super proud to be one of the fastest-growing insurance brokerages in the country.

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