Reducing Risk with Spa Clinic Insurance

Spa Clinic

Reducing Your Risks as a Spa Clinic Whether you run a day spa or a medi-spa, providing personal care treatments comes with risks that your spa clinic needs to mitigate to ensure its own wellness. Comprehensive spa clinic insurance holistically addresses the risks and liabilities your spa faces by giving you coverage on all aspects […]

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ALIGNED Insurance - ALIGNMENT Matters - issue #46

ALIGNMENT MATTERS | Insurance insights & news Who needs Employment Practices Liability insurance in Canada? How you can better manage risk with manufacturing industry insurance When things go wrong. Understanding the business liability claims process in Canada Striking out as a solo-preneur? Why you should opt for sole proprietorship insurance New product: 100% online special event insurance (to be published) […]

Understanding Errors and Omissions Insurance for Finance Advisors

errors & omissions insurance for financial advisor

Understanding Errors and Omissions Insurance for Finance Advisors As a financial advisor, you’re someone who helps people go from “working for their money” to “having their money work for them.” And as everyone knows, that type of money can open up a whole new world for a person. That being said, however, money has a […]

How Wholesale and Distribution Insurance Protects Your Business

Wholesale & Distribution

Key Information On the Wholesale and Distribution Industry    The Government of Canada defines wholesalers this way: “Wholesale merchants buy and sell merchandise on their own account, that is, they take title to the goods they sell.  They generally operate from warehouse or office locations and they may ship from their own inventory or arrange for […]

How Commercial Electricians Insurance Can Protect You

Commercial Electricians

How Commercial Electricians Insurance Can Protect You Sometimes the weight of an entire office building rests on your shoulders. As a commercial electrician, you’re responsible for the lifeblood of every operation in the buildings you service. And while we all make mistakes, for commercial electricians a simple miscalculation or blown fuse could mean thousands of […]

Who Needs Employment Practices Liability Insurance Canada

Who Needs Employment Practices Liability Insurance Canada - ALIGNED Insurance brokers

Who needs Employment Practices Liability Insurance in Canada? You do. This is because change is the only constant. In life and work, it’s true that change is inevitable. Keeping current and ahead of the curve when it comes to change is essential for any business in Canada. And it’s essential for any employer in Canada. […]

Your Basic Guide to Professional Liability Insurance for Landscape Architects

Professional Landscape

Insurance for Landscape Architects Analysis. Communication. Creativity. Problem-solving. Technical proficiency. Vision. Courage. As a landscape architect, you need all of the above and then some. With the world becoming more densely populated, resources (including space) more constricted and climate change requiring a multi-layered solution, the role of landscape architecture gains more importance.  As our reliance […]

What You Need To Know About Flood Insurance Canada

What You Need To Know About Flood Insurance Canada - ALIGNED Insurance Brokers

Floods | Here’s what’s important to know about flood insurance Canada options Water, water, everywhere. It’s a scary prospect and one that more and more Canadian communities are dealing with. For example, CTV news notes, “A series of severe weather events in Alberta this year has led to insured damages of nearly $2 billion. And that between […]

Your Questions Answered: Retailers’ Casualty Insurance

Retailers Casualty Insurance

What is Retailers’ Casualty Insurance? Casualty insurance is insurance that’s primarily focused on giving businesses and individuals coverage against bodily injury or property damage you could cause while operating your business.  As a retailer, you need casualty insurance that’s been created with an understanding of the unique challenges you have to contend with in your […]

Why You Should Consider Logistics Business Insurance

Logistics Business

Ensuring your cargo is a basic requirement for any logistics business which is why Cargo Insurance is typically included in most logistics business insurance plans. Some of the benefits of having cargo Insurance specifically written to address your logistical risks can include: Coverage for the full value of goods being shipped, including profits Coverage according […]

What To Know About Snow Removal Insurance Ontario

What To Know About Snow Removal Insurance Ontario - ALIGNED Insurance brokers

Snow Days Ahead | What to know about snow removal insurance Ontario The fluffy stuff is coming. So good news for snow removal businesses in the province of Ontario. According to a recent CTV news article, you can expect solid business opportunities this winter. For example, CTV notes, “Residents of Ottawa and Ontario are being […]

How To Get Cannabis Retailer Small Business Insurance Ontario

How To Get Cannabis Retailer Small Business Insurance Ontario - ALIGNED Insurance brokers

Cannabis Retail 101 | How to get Ontario cannabis retailer small business insurance Change is in the air. Across Alberta, BC and other Canadian provinces the growth of cannabis retailer small businesses is hard to miss. However, here in Ontario, the pace has been somewhat slower, due in part, to the ongoing COVID-19 pandemic. So […]

Insurance For Grocery Stores In Canada

Insurance For Grocery Stores In Canada

Insurance For Grocery Stores In Canada Do you own a grocery store in Canada and are looking for information on how much grocery store insurance costs? Grocery store insurance is actually a package of customizable coverages put together to specifically address the needs of your business. That means that whether you own a small, corner […]

What You Need To Know About Credit Insurance Coverage

What You Need To Know About Credit Insurance Coverage - ALIGNED Insurance brokers

What to know about credit insurance coverage Timing is everything. As a business owner or leader, you know this. That is to say, getting things perfectly aligned is essential to your bottom line. How you go about this is unique to the industry that you operate in. For instance, a retailer ensuring products are stocked is […]

Canadian Tenants Legal Liability Insurance

Tenant Legal Liability Insurance

What is Tenants Legal Liability Insurance? It’s a contractual obligation. In almost every commercial lease, landlords will require tenants to provide evidence of tenants’ legal liability insurance. But what is Canadian tenants’ legal liability insurance? The answer is that Canadian tenants’ legal liability insurance is no different than tenants’ legal liability insurance in any other […]