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Glossary – S

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

S

safe burglary insurance

safe deposit box coverage

safe depository coverage

Saffir-Simpson scale

sale bond

sales

salesmen's samples coverage

saline substances contamination endorsement

salvage

salvage value

Sarbanes-Oxley Act (SARBOX, SOX, SOx) of 2002

"say-on-pay" provision

schedule

schedule bond

scheduled limits

scheduled loss

"Schedule P" reserve

schedule rating

school board legal liability insurance

school board liability coverage

screening clients/cases

Sears v. Commissioner

seasonal risk

secondary beneficiary

secondary classification—special industry class

secondary dependent properties

secondary payer

second surplus reinsurance

Section 501(c) of the U.S. Internal Revenue Code

Securities Act of 1933

securities class action claims

securities deposited with others coverage form J

Securities Exchange Act of 1934

securities insuring agreement

securities valuation reserve

securitization

securitization of risk

security holder exclusion

security requirements

seedsmen's errors and omissions liability insurance

segregated cell captive (SCC)

segregation

selected tender

selection

self-contained policy

self-insurance

self-insurance pool

self-insured retention (SIR)

self-insurer's bond

self-procurement taxes

self rating

selling price clause or endorsement

Senior Claim Law Associate (SCLA)

separate account

service fulfillment insurance

servicing carrier

servicing contractors rider

setoff

settlement lag

settlement options

settlement programs

severability of exclusions

severability of interests clause

severability provision in directors and officers applications

several liability

severance pay

severance pay exception wording

severity

sexual abuse exclusion

sexual harassment

share reinsurance

share repurchases

Sharpe ratio

shortfall risk

short-rate cancellation

shrinking limits defense provision

shrink-wrap agreement

Side A coverage

Side A-only coverage

Side B coverage

sidecar reinsurance

Side C coverage

sidetrack agreement

signaling capital

significant deviation

silica

silo factor

simulation risk modeling method (often called Monte Carlo method)

single entity coverage

single-entry multiple company interface (SEMCI)

single interest insurance

single-owner captive

single-parent captive

single premium insurance

single state registration system (SSRS)

sinkhole collapse

sistership liability exclusion

size class

slabbed

slander

sleep insurance

sliding scale

sliding scale commission

sliding scale dividend

slip

small quantity generator

smooth limits, aircraft

soft costs coverage

soft market

soft target

solicitor

solvency margin

solvency ratio

sophisticated insured

source revelation provisions

spamming

Spearin Doctrine

special acceptance

special causes of loss form (ISO)

special crime insurance

special damages

special employer

special flood hazard area (SFHA)

special investigative unit (SIU)

special litigation committee (SLC)

special mobile equipment

special or specialty risks

special perils

special personal auto policy (SPAP)

special purpose vehicle (SPV)

specialty risks

special waiver

specifications

specific excess insurance

specific limits

specific loss limit

specific rating

specified causes of loss coverage

specified perils coverage

speculative risk

speed to market

split dollar plans

split limits

sponsor

sponsored captive

spousal coverage

spousal coverage extension

spread loss reinsurance

spread of risk

spread sectors

sprinkler leakage coverage

spyware

SR-22

stabilization reserve

stacking

staff model health maintenance organization

stair stepping

stamp duty

stand-alone excess policy

stand-alone terrorism coverage

standard deviation

standard exceptions

standard fire policy (SFP) jurisdictions

standard form or standard policy

Standard Industrial Classification (SIC)

standard premium

standard property policy (ISO)

stare decisis

stat card

State Emergency Response Commission (SERC)

state funds

State Implementation Plans (SIP)

statement blank

static risk modeling

statistical codes

statistical method

statute of frauds

statute of limitations

statute of repose

statutory accounting principles (SAP)

statutory capital

statutory coverages

statutory inspections

statutory insurance

statutory law

stay of proceedings

stevedores legal liability coverage

stevedoring

stipulation

stochastic dominance

stock captive

stock company

stock option

stock option claims

stop gap endorsement

stop loss

stop-loss reinsurance (SLR)

storekeepers broad form

storekeepers burglary and robbery policy

storm surge

Stowers Doctrine

straight life policy

strategic risk

strategic risk management

strict liability

strike coverage

strike price

strikes, riots, and civil commotions (SR&CC) warranty

strike-through clause

structural risk modeling methods

structured finance

structured settlement

subbroker

subcontractor default insurance

subcontractor exception

subguard insurance

subject business

subjective symptoms

subject of insurance

subject policies

subject premium

sublimit

submission

Subpart F income

subpoena

subpoena duces tecum

subprime loans

subrogation

subrogation provision

subrogation waiver

subsidence

substandard

substitute physician coverage endorsement

"sudden and accidental"

sue and labor clause

summary judgment

summons

sump pump

Superfund

superintendent of insurance

superseded surety rider

supervision coverage

supplemental extended reporting period (SERP)

supplementary employee retirement plan (SERP)

supplementary payments

surety

surety bond

surplus

surplus line

surplus lines broker

surplus lines insurance

surplus notes

surplus reinsurance

surplus relief

surplus share

surrender

survey

survival action

suspension of coverage endorsement

swap

swaption

swing plans

syndicate

system safety approach

systems performance insurance

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

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