Cyber Insurance Coverage Terms Explained
Cyber Insurance Coverage Terms Explained Cyber insurance coverage is important for financial, technology, information and knowledge-based companies that own rights to value intangible assets, such as sensitive data, software and intellectual property to consider as part of their overall risk management and insurance program. Cyber insurance coverage is designed to protect against the significant risk […]
Kidnap and Ransom Insurance Coverage Simplified
Kidnap and Ransom Insurance Coverage Simplified Click Here For A Kidnap and Ransom Insurance Coverage Quote or Call us toll free at 1-866-287-0448 A kidnapping abroad is a terrifying concept. Assailants may leave you bound and gagged in a dark room or they might threaten you with torture to persuade negotiators to comply. Kidnappings and ransoms […]
Excess Liability Insurance Simplified
Excess Liability Insurance Simplified Excess liability insurance and umbrella insurance are one of the most important types of insurance your company can buy. It protects your business from claims that exceed your primary policy coverage. Excess liability insurance protects your company from the types of claims that could close or bankrupt your business. Excess Liability Insurance Basics […]
Cyber Liability Insurance For Law Firms
Cyber Liability Insurance – Specialized Coverage For Law Firms When you consider the amount of sensitive and/or confidential information that your law firms stores electronically…cyber liability insurance for law firms is a must. Benefits of Cyber Liability Insurance for Law Firms This specialized form of cyber liability insurance is specifically designed to address the risks that come with using […]
Key Person Insurance Coverage Explained
Key Person Insurance Coverage Explained If an employee crucial to the function of your business becomes unable to work, would day-to-day activity continue as usual, or would disorder and uncertainty ensue? Would you be able to maintain the same level of business expectations and revenue stream? Key person insurance coverage can help you answer these […]
CEO Andrew Clark Nominated For TRBOT | ALIGNED Insurance
Andrew Clark Was Recently Nominated For The Toronto Region Board of Trade Emerging Entrepreneur Of The Year Award! Andrew Clark, President & CEO, of ALIGNED Insurance was recently nominated for the Toronto Region Board of Trade Emerging Entrepreneur Of The Year Award. These awards recognize the valuable contribution of the region’s small and medium businesses and honour emerging entrepreneurs who […]
GL Insurance Basics For Your Business
Just the Basics: Commercial General Liability Insurance aka GL Insurance Commercial General Liability Insurance (GL Insurance) coverage is a very effective way to protect your business assets. GL insurance protects your business from damages caused by bodily injury or property damage in situations where your business may held legally liable and pays for your costly […]
EPLI – Employment Practices Liability Insurance
Employment Practices Liability Insurance ( EPLI ) Demystified Employment practices liability and employment-related lawsuits are a growing concern for employers, thousands of harassment charges are filed every year, and charges are filed and resolved totalling in millions of dollars. Experts predict that employment practices liability will only become more complex. It is critical for employers […]
Bailee Insurance Coverage 101
Bailee Insurance Coverage 101 Bailee Insurance Coverage protects your business when you have a client’s property in your possession for storage, repair or servicing, your exposure to the risk of damage is significant. Contents coverage included in your Commercial Property policy applies only to your property, and General Liability policies typically exclude claims for loss […]
GST Bond Analysis and Use | ALIGNED Insurance
GST Bond aka GST 114 Bond – What It Is & Why It’s Needed GST Bond Overview -Goods imported into Canada are subject to the Goods and Service Tax (GST) or the Harmonized Sales Tax (HST). The GST was implemented in Canada on January 1, 1991. The GST/HST is a tax on final consumption, however, unlike a retail […]
Small Business Insurance Application
Small Business Insurance Application Starting your own business can be an exciting and rewarding endeavour—you have the freedom to work your own hours, execute on your own vision/strategy, and you can provide jobs and a place to work for others and give them the ability to provide for their own futures, and you have the […]
Supply Chain Risk Management Tips
Supply Chain Risk Management Tips While lean manufacturing has become a cornerstone of successful supply chain management and a way for businesses to stay flexible and responsive to changing tastes in their markets, the dependence on and relationship with suppliers resulting from outsourcing and minimizing stock creates a host of exposures. Successfully navigating and managing […]
Total Cost of Risk Explained
Total Cost of Risk Explained Every facet of your organization affects your total cost of risk. Regardless of the type of business you run, many find it difficult to quantify their true total cost of risk because it includes both pure and speculative risk. The impact negative publicity would have on your revenue is much […]
Ocean Marine Insurance Explained
Ocean Marine Insurance is one of the oldest types of Insurance in the world, and forms of it can be traced back to the Chinese and Babylonian traders in the 3rd and 2nd millennia BC. What we would recognize today as insurance for the vessels was really started to take form in the 1600s out of merchants’ desire to protect themselves from the heavy […]
Vacant Property Insurance Coverage Basics
Vacant Property Insurance Coverage Basics Owning a vacant property can pose serious risks because vacant properties are more susceptible to vandalism, undetected repairs, fire and other losses. If you own vacant property, it is advisable to purchase specialized Vacant Property Insurance Coverage as your organizations existing property insurance may exclude coverage because of the vacancy. Vacant […]