CASL Insurance Is Available!
CASL Insurance – Is It Available & What Does It Cover? A. On July 1, 2014, the provisions of Canada’s Anti-Spam Legislation (CASL) that regulate commercial electronic messages (CEMs) will come into force. In order to send a CEM, you will need to be able to prove that you have consent from the recipient. Q. […]
Kathleen Wynne: Congratulations To You & All Successful MPPs
Congratulations To Kathleen Wynne & All Successful MPPs In The June 12, 2014 Provincial Election ALIGNED Insurance is extending congratulations to Premier Kathleen Wynne and all successful MPPs form all parties. Andrew Clark, President & CEO of ALIGNED Insurance shared that “As a proud and passionate citizen of Ontario and leader of a growing insurance brokerage/business that is headquartered […]
ALIGNED Is Hiring Insurance Producers!
Position: Insurance Producers ALIGNED is actively looking for growth focused, entrepreneurial minded people who are interested in being part of a winning culture and rapidly growing team. Q: Every Brokerage Is Looking For Good Insurance Producers So Why Would I Choose ALIGNED? A: Our Fee For Service / 0% Commission model is the cornerstone of […]
Vacant Property Insurance Overview
Vacant Property Insurance Overview Whether due to financial difficulty, scheduling issues with tenants or other reasons, your business may have a vacant property at some point that may be excluded under your current policies and require separate vacant property insurance and special risk management steps to be taken. When determining what kind of risk management efforts are […]
About Mandatory Health & Safety Training | ALIGNED Insurance
Health And Safety Training In Ontario is Mandatory – Effective July 1, 2014. Is Your Organization Ready? A fatal scaffolding accident on Dec. 24, 2009, highlighted a need to improve workplace health and safety in Ontario. An expert advisory panel consisting of health and safety specialists from labour groups, employer groups and academic groups was […]
Workplace Harassment Insurance Update
Workplace Harassment Insurance Update Employment law in Canada is constantly evolving and becoming increasingly complex. The below update regarding an appeal decision related to Boucher v. Wal-Mart Canada Corp. from The Ontario Employer Advisor is one that all Ontario employers should be aware of and learn from. “A recent Ontario Court of Appeal decision Boucher v. Wal-Mart Canada Corp., 2014 […]
Car Insurance Coverage For Your Business Explained
Car Insurance Coverage For Your Business Explained If you are trying to make sense of what options and limits you need regarding car insurance coverage for your business, we can help. We’ve covered the basics to help you read and better understand your car insurance coverage options and policy language. The following are general terms and […]
Technology Company Insurance Overview
Technology Company Insurance Overview Technology companies own valuable intangible assets, such as sensitive data, software and intellectual property, which a commercial general liability(CGL) and/or commercial property policy doesn’t provide coverage for. Technology company insurance is designed to protect against the significant risk of economic loss related to intellectual property, network liability and network and cyber property security. […]
Jagmeet Singh & Andrew Clark, President of ALIGNED Insurance
Jagmeet Singh & Andrew Clark, President & CEO of ALIGNED Insurance Andrew Clark, President & CEO of ALIGNED Insurance, recently met with NDP Candidate Jagmeet Singh. Andrew was quoted as saying “It was a pleasure to meet Jagmeet and we had a good discussion about business, politics and of course…insurance. Insurance is increasingly becoming a […]
Outside Directors Liability Insurance Coverage Explained
Outside Directors Liability Insurance Coverage Explained Definition: Outside directors liability coverage is provided by directors and officers (D&O) liability policies for service on boards of directors outside the insured firm. Typically, such coverage only extends an automatic basis to service on the boards of nonprofit, rather than for-profit companies. However, coverage for outside for-profit board […]
Kidnap and Ransom Insurance Coverage Overview
Kidnap and Ransom Insurance Overview Kidnap and extortion is legitimate threat for Canadian businesses. Unfortunately, in many parts of the world, these illegal acts have become a business in and of themselves, with sights set on wealthy Canadian companies and business travellers. In most cases, kidnappers take professionals captive to make a profit, releasing the […]
Business Continuity Plan: Where Do You Start?
Tips For Developing A Business Continuity Plan Developing a business continuity plan can seem overwhelming and it is often difficult to determine where to start, who to involve and what first steps should be. ALIGNED strongly encourages engaging one of our Advocates in the process as we can assist and or connect you with a […]
Commercial Property Insurance Explained
Commercial Property Insurance Explained Definition: A commercial property insurance policy is for businesses and other organizations that insure against damage to their buildings and contents due to a covered cause of loss, such as a fire, flood, earthquake & wind. The policy may also cover loss of income or increases in expenses that result from […]
Cyber Liability Risk Management 101
Cyber Liability Risk Management 101 Click Here For A Cyber Insurance Quote or Call us toll free at 1-866-287-0448 All companies should develop and maintain clear and robust policies for safeguarding critical business data and sensitive information, protecting their reputations and discouraging inappropriate behaviour by employees. Some companies already have these types of policies in place, but […]
Commercial General Liability Insurance
Commercial General Liability Defined: A standard insurance policy is issued to businesses & organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability. The Commercial General Liability Insurance policy was introduced in 1986 and is […]
